Instantpay's Bank List API solution allows you to seamlessly integrate and access an extensive network of banks, allowing users to interact with various financial institutions. This comprehensive list ensures that you can reach a wide range of banks, enhancing the flexibility of your payment system.
This solution provides the flexibility to streamline your payment processes, designed for easy integration into existing systems or applications. This seamless integration allows businesses to incorporate the bank list functionality without significant technical challenges.
Stay connected with an extensive network of banks, ensuring a smooth and reliable payout experience for your customers, vendors, and employees.
Headers Parameter
Name | Type | Description | Mandatory (M) , Optional (O) | Provided by INSTANTPAY (Y/N) |
---|---|---|---|---|
X-Ipay-Auth-Code | String | Auth Code - 1 (Fixed) | M | Y |
X-Ipay-Client-Id | String | Unique Client ID | M | Y |
X-Ipay-Client-Secret | String | Unique secret key | M | Y |
X-Ipay-Endpoint-Ip | String | End Customer IP Address | M | N |
Sample Request
curl --location --request GET 'https://api.instantpay.in/payments/payout/banks' \
--header 'X-Ipay-Auth-Code: {{authCode}}' \
--header 'X-Ipay-Client-Id: {{clientId}}' \
--header 'X-Ipay-Client-Secret: {{clientSecret}}' \
--header 'X-Ipay-Endpoint-Ip: {{endPointIP}}'
GET payments/payout/banks HTTP/1.1
Host: api.instantpay.in
X-Ipay-Auth-Code: {{authCode}}
X-Ipay-Client-Id: {{clientId}}
X-Ipay-Client-Secret: {{clientSecret}}
X-Ipay-Endpoint-Ip: {{endPointIP}}
Sample Response
{
"statuscode": "TXN",
"actcode": null,
"status": "Banks fetched successfully",
"data": [
{
"bankId": 109005,
"name": "STATE BANK OF INDIA",
"ifscGlobal": "SBIN0000001",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134121,
"name": "PAYTM PAYMENTS BANK",
"ifscGlobal": "PYTM0123456",
"ifscAlias": "PYTM",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "7",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 15910,
"name": "ICICI Bank",
"ifscGlobal": "ICIC0000011",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE-WIP",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 1,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 64597,
"name": "IndusInd Bank",
"ifscGlobal": "INDB0000001",
"ifscAlias": "INDB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 130878,
"name": "Axis Bank",
"ifscGlobal": "UTIB0000248",
"ifscAlias": "UTIB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE-WIP",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 11263,
"name": "HDFC Bank",
"ifscGlobal": "HDFC0999999",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE-WIP",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 91606,
"name": "UNION BANK OF INDIA",
"ifscGlobal": "UBIN0550451",
"ifscAlias": "UBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 74984,
"name": "Punjab National Bank",
"ifscGlobal": "PUNB0244200",
"ifscAlias": "PUNB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 1,
"name": "AIRTEL PAYMENTS BANK",
"ifscGlobal": "AIRP0000001",
"ifscAlias": "AIRP",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "5",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 96035,
"name": "UCO BANK",
"ifscGlobal": "UCBA0000001",
"ifscAlias": "UCBA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "89",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30728,
"name": "FINO PAYMENTS BANK",
"ifscGlobal": "FINO0000001",
"ifscAlias": "FINO",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "8",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 39287,
"name": "BANK OF BARODA",
"ifscGlobal": "BARB0NEHRUP",
"ifscAlias": "BARB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 53201,
"name": "CANARA BANK",
"ifscGlobal": "CNRB0000002",
"ifscAlias": "CNRB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "1",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 47267,
"name": "BANK OF INDIA",
"ifscGlobal": "BKID0000150",
"ifscAlias": "BKID",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 20500,
"name": "INDIAN BANK",
"ifscGlobal": "IDIB000L003",
"ifscAlias": "IDIB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "20",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134222,
"name": "JIO PAYMENTS BANK",
"ifscGlobal": "JIOP0000001",
"ifscAlias": "JIOP",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30301,
"name": "ARYAVART BANK",
"ifscGlobal": "BKID0ARYAGB",
"ifscAlias": "BKID",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 0,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 64460,
"name": "IDFC FIRST Bank",
"ifscGlobal": "IDFB0010201",
"ifscAlias": "IDFB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 68286,
"name": "KERALA GRAMIN BANK",
"ifscGlobal": "KLGB0040101",
"ifscAlias": "KLGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 62431,
"name": "IDBI BANK",
"ifscGlobal": "IBKL0000039",
"ifscAlias": "IBKL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134125,
"name": "BARODA UP BANK",
"ifscGlobal": "BARB0BUPGBX",
"ifscAlias": "BARB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31197,
"name": "Kotak Mahindra Bank",
"ifscGlobal": "KKBK0RTGSMI",
"ifscAlias": "KKBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 134123,
"name": "BANGIYA GRAMIN VIKASH BANK",
"ifscGlobal": "PUNB0RRBBGB",
"ifscAlias": "PUNB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 0,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134126,
"name": "DAKSHIN BIHAR GRAMIN BANK",
"ifscGlobal": "PUNB0MBGB06",
"ifscAlias": "PUNB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134157,
"name": "INDIA POST PAYMENTS BANK",
"ifscGlobal": "IPOS0000001",
"ifscAlias": "IPOS",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134414,
"name": "UTTAR BIHAR GRAMIN BANK",
"ifscGlobal": "CBIN0R10001",
"ifscAlias": "CBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 3487,
"name": "CENTRAL BANK OF INDIA",
"ifscGlobal": "CBIN0281107",
"ifscAlias": "CBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 23061,
"name": "INDIAN OVERSEAS BANK",
"ifscGlobal": "IOBA0000002",
"ifscAlias": "IOBA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 38669,
"name": "ANDHRA PRAGATHI GRAMEENA BANK",
"ifscGlobal": "APGB0000001",
"ifscAlias": "APGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 44702,
"name": "BANDHAN BANK",
"ifscGlobal": "BDBL0001118",
"ifscAlias": "BDBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 52599,
"name": "CITY UNION BANK",
"ifscGlobal": "CIUB0000001",
"ifscAlias": "CIUB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 59983,
"name": "DBS BANK",
"ifscGlobal": "DBSS0IN0811",
"ifscAlias": "DBSS",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 62375,
"name": "HSBC BANK",
"ifscGlobal": "HSBC0400002",
"ifscAlias": "HSBC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134119,
"name": "Yes Bank",
"ifscGlobal": "YESB0000001",
"ifscAlias": "YESB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 26523,
"name": "JAMMU AND KASHMIR BANK",
"ifscGlobal": "JAKA0AALLAH",
"ifscAlias": "JAKA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134424,
"name": "NSDL PAYMENTS BANK",
"ifscGlobal": "NSPB0000002",
"ifscAlias": "NSPB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
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"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30520,
"name": "CHHATTISGARH RAJYA GRAMIN BANK",
"ifscGlobal": "CRGB0000001",
"ifscAlias": "CRGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "67",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30760,
"name": "THE GUJARAT STATE CO-OP BANK",
"ifscGlobal": "GSCB0000001",
"ifscAlias": "GSCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30866,
"name": "JANATA CO-OP BANK (MALEGAON)",
"ifscGlobal": "HDFC0CJBMLG",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31150,
"name": "KOKAN MERCANTILE CO-OP BANK",
"ifscGlobal": "KKBK0KMCB02",
"ifscAlias": "KKBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31276,
"name": "MADHYANCHAL GRAMIN BANK",
"ifscGlobal": "SBIN0RRMBGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31296,
"name": "PUNE CANTONMENT SAHAKARI BANK",
"ifscGlobal": "HDFC0CPCSBL",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31370,
"name": "MIZORAM RURAL BANK",
"ifscGlobal": "SBIN0RRMIGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31379,
"name": "SVC CO-OP BANK",
"ifscGlobal": "SVCB0000001",
"ifscAlias": "SVCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31609,
"name": "PRIYADARSHANI NAGARI SAHAKARI BANK",
"ifscGlobal": "KKBK0PNSB01",
"ifscAlias": "KKBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31648,
"name": "RAJAPUR URBAN CO-OP BANK",
"ifscGlobal": "ICIC00RUCBL",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31652,
"name": "RAJASTHAN MARUDHARA GRAMIN BANK",
"ifscGlobal": "RMGB0010001",
"ifscAlias": "RMGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31677,
"name": "THE SABARKANTHA DISTRICT CENTRAL CO-OP BANK",
"ifscGlobal": "GSCB0SKB001",
"ifscAlias": "GSCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31788,
"name": "SAURASHTRA GRAMIN BANK",
"ifscGlobal": "SGBA0000100",
"ifscAlias": "SGBA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31819,
"name": "SHARAD SAHAKARI BANK",
"ifscGlobal": "HDFC0CSHSBL",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31862,
"name": "THE BHAVNAGAR DISTRICT CO-OP BANK",
"ifscGlobal": "ICIC00BNDCB",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31902,
"name": "SHRI ARIHANT CO-OP BANK",
"ifscGlobal": "ICIC00ARIHT",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32185,
"name": "STERLING URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CSTUCB",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32652,
"name": "THE EENADU CO-OP URBAN BANK",
"ifscGlobal": "HDFC0CEENAD",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32719,
"name": "THE GAYATRI CO-OPERATIVE URBAN BANK",
"ifscGlobal": "HDFC0CTGCUB",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32804,
"name": "THE HASTI CO-OP BANK",
"ifscGlobal": "HCBL0000101",
"ifscAlias": "HCBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32968,
"name": "THE KANAKAMAHALAKSHMI CO-OP BANK",
"ifscGlobal": "IBKL0150KMC",
"ifscAlias": "IBKL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33088,
"name": "THE AHMEDABAD DISTRICT CO-OP BANK",
"ifscGlobal": "GSCB0ADC001",
"ifscAlias": "GSCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33517,
"name": "SUVARNAYUG SAHAKARI BANK",
"ifscGlobal": "HDFC0CSUVRN",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33679,
"name": "THE VALLABH VIDYANAGAR COMMERCIAL CO-OP BANK",
"ifscGlobal": "HDFC0CVVCCB",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33945,
"name": "UTKAL GRAMEEN BANK",
"ifscGlobal": "SBIN0RRUKGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33950,
"name": "UTTARAKHAND GRAMIN BANK",
"ifscGlobal": "SBIN0RRUTGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 34013,
"name": "VIKAS SOUHARDA CO-OP BANK",
"ifscGlobal": "ICIC00VSCBL",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 34326,
"name": "AKOLA JANATA COMMERCIAL CO-OP BANK",
"ifscGlobal": "AKJB0000001",
"ifscAlias": "AKJB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 37999,
"name": "THE ANDHRA PRADESH STATE CO-OP BANK",
"ifscGlobal": "APBL0000001",
"ifscAlias": "APBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 39232,
"name": "BASSEIN CATHOLIC BANK",
"ifscGlobal": "BACB0000001",
"ifscAlias": "BACB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 53130,
"name": "CAPITAL SMALL FINANCE BANK",
"ifscGlobal": "CLBL0000001",
"ifscAlias": "CLBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 59496,
"name": "SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OP BANK",
"ifscGlobal": "CRUB0000001",
"ifscAlias": "CRUB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 59543,
"name": "CSB Bank",
"ifscGlobal": "CSBK0000001",
"ifscAlias": "CSBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "50",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 60106,
"name": "DHANLAXMI BANK",
"ifscGlobal": "DLXB0000001",
"ifscAlias": "DLXB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
Important Information for Credit Card Bill Payment
In the API response you will getting Credit Card Bill payment as ACTIVE,INACTIVE, ACTIVE-INSTANT and INACTIVE-WIP status of the Banks.
1- If visaDirectCredit/mastercardSendCreditit is active, it indicates that VISA or MASTERCARD credit card payments are live for the banks and will be settled according to the Bank TAT.
2- If visaDirectCredit/mastercardSendCredit shows ACTIVE-INSTANT, it indicates that the VISA or MASTERCARD credit card payment is live and will be settled instantly.
3- If visaDirectCredit/mastercardSendCredit is INACTIVE-WIP, it indicates that the VISA or MASTERCARD Credit Card payment is currently unavailable and will be activated soon.
Important Information for Debit Card(Account Transfer) Payment
In the API response you will getting Debit Card payment i.e Transfer to account using Debit card number as ACTIVE,INACTIVE, ACTIVE-INSTANT and INACTIVE-WIP status of the Banks.
1- If visaDirectDebit/mastercardSendDebit it is active, it indicates that VISA or MASTERCARD Debit card payments are live for the banks and will be settled according to the Bank TAT.
2-If visaDirectDebit/mastercardSendDebit shows ACTIVE-INSTANT, it indicates that the VISA or MASTERCARD Debit card payment is live and will be settled instantly.
3- If visaDirectDebit/mastercardSendCredit is INACTIVE-WIP, it indicates that the VISA or MASTERCARD Debit Card payment is currently unavailable and will be activated soon.
Please Note :
Call this API once an hour to sync the data in your application.