Bank List

Instantpay's Bank List API solution allows you to seamlessly integrate and access an extensive network of banks, allowing users to interact with various financial institutions. This comprehensive list ensures that you can reach a wide range of banks, enhancing the flexibility of your payment system.

This solution provides the flexibility to streamline your payment processes, designed for easy integration into existing systems or applications. This seamless integration allows businesses to incorporate the bank list functionality without significant technical challenges.

Stay connected with an extensive network of banks, ensuring a smooth and reliable payout experience for your customers, vendors, and employees.

Headers Parameter

NameTypeDescriptionMandatory (M) , Optional (O)Provided by INSTANTPAY (Y/N)
X-Ipay-Auth-CodeStringAuth Code - 1 (Fixed)MY
X-Ipay-Client-IdStringUnique Client IDMY
X-Ipay-Client-SecretStringUnique secret keyMY
X-Ipay-Endpoint-IpStringEnd Customer IP AddressMN

Sample Request

curl --location --request GET 'https://api.instantpay.in/payments/payout/banks' \
--header 'X-Ipay-Auth-Code: {{authCode}}' \
--header 'X-Ipay-Client-Id: {{clientId}}' \
--header 'X-Ipay-Client-Secret: {{clientSecret}}' \
--header 'X-Ipay-Endpoint-Ip: {{endPointIP}}'
GET payments/payout/banks HTTP/1.1
Host: api.instantpay.in
X-Ipay-Auth-Code: {{authCode}}
X-Ipay-Client-Id: {{clientId}}
X-Ipay-Client-Secret: {{clientSecret}}
X-Ipay-Endpoint-Ip: {{endPointIP}}

Sample Response

{
    "statuscode": "TXN",
    "actcode": null,
    "status": "Banks fetched successfully",
    "data": [
        {
            "bankId": 109005,
            "name": "STATE BANK OF INDIA",
            "ifscGlobal": "SBIN0000001",
            "ifscAlias": "SBIN",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "2",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE-INSTANT",
            "visaDirectDebit": "ACTIVE-INSTANT",
            "mastercardSendCredit": "ACTIVE-INSTANT",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 134121,
            "name": "PAYTM PAYMENTS BANK",
            "ifscGlobal": "PYTM0123456",
            "ifscAlias": "PYTM",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "7",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 15910,
            "name": "ICICI Bank",
            "ifscGlobal": "ICIC0000011",
            "ifscAlias": "ICIC",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "2",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE-INSTANT",
            "mastercardSendCredit": "INACTIVE-WIP",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 1,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 64597,
            "name": "IndusInd Bank",
            "ifscGlobal": "INDB0000001",
            "ifscAlias": "INDB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "3",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "ACTIVE-INSTANT",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 0,
            "creditCardImps": 1,
            "creditCardNeft": 1
        },
        {
            "bankId": 130878,
            "name": "Axis Bank",
            "ifscGlobal": "UTIB0000248",
            "ifscAlias": "UTIB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "4",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE-INSTANT",
            "mastercardSendCredit": "INACTIVE-WIP",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 0,
            "creditCardImps": 1,
            "creditCardNeft": 1
        },
        {
            "bankId": 11263,
            "name": "HDFC Bank",
            "ifscGlobal": "HDFC0999999",
            "ifscAlias": "HDFC",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "10",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE-WIP",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 1,
            "creditCardNeft": 1
        },
        {
            "bankId": 91606,
            "name": "UNION BANK OF INDIA",
            "ifscGlobal": "UBIN0550451",
            "ifscAlias": "UBIN",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "4",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 74984,
            "name": "Punjab National Bank",
            "ifscGlobal": "PUNB0244200",
            "ifscAlias": "PUNB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "3",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 1,
            "name": "AIRTEL PAYMENTS BANK",
            "ifscGlobal": "AIRP0000001",
            "ifscAlias": "AIRP",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "5",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 96035,
            "name": "UCO BANK",
            "ifscGlobal": "UCBA0000001",
            "ifscAlias": "UCBA",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "89",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 30728,
            "name": "FINO PAYMENTS BANK",
            "ifscGlobal": "FINO0000001",
            "ifscAlias": "FINO",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "8",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 39287,
            "name": "BANK OF BARODA",
            "ifscGlobal": "BARB0NEHRUP",
            "ifscAlias": "BARB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "4",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE-INSTANT",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "ACTIVE-INSTANT",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 53201,
            "name": "CANARA BANK",
            "ifscGlobal": "CNRB0000002",
            "ifscAlias": "CNRB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "1",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "ACTIVE-INSTANT",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 47267,
            "name": "BANK OF INDIA",
            "ifscGlobal": "BKID0000150",
            "ifscAlias": "BKID",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "ACTIVE-INSTANT",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 20500,
            "name": "INDIAN BANK",
            "ifscGlobal": "IDIB000L003",
            "ifscAlias": "IDIB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "20",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 134222,
            "name": "JIO PAYMENTS BANK",
            "ifscGlobal": "JIOP0000001",
            "ifscAlias": "JIOP",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 30301,
            "name": "ARYAVART BANK",
            "ifscGlobal": "BKID0ARYAGB",
            "ifscAlias": "BKID",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 0,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 64460,
            "name": "IDFC FIRST Bank",
            "ifscGlobal": "IDFB0010201",
            "ifscAlias": "IDFB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 1,
            "creditCardNeft": 1
        },
        {
            "bankId": 68286,
            "name": "KERALA GRAMIN BANK",
            "ifscGlobal": "KLGB0040101",
            "ifscAlias": "KLGB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 62431,
            "name": "IDBI BANK",
            "ifscGlobal": "IBKL0000039",
            "ifscAlias": "IBKL",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE-INSTANT",
            "mastercardSendCredit": "ACTIVE-INSTANT",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 134125,
            "name": "BARODA UP BANK",
            "ifscGlobal": "BARB0BUPGBX",
            "ifscAlias": "BARB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "4",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 31197,
            "name": "Kotak Mahindra Bank",
            "ifscGlobal": "KKBK0RTGSMI",
            "ifscAlias": "KKBK",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE-INSTANT",
            "visaDirectDebit": "ACTIVE-INSTANT",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 1,
            "creditCardNeft": 1
        },
        {
            "bankId": 134123,
            "name": "BANGIYA GRAMIN VIKASH BANK",
            "ifscGlobal": "PUNB0RRBBGB",
            "ifscAlias": "PUNB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 0,
            "impsFailureRate": "3",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 134126,
            "name": "DAKSHIN BIHAR GRAMIN BANK",
            "ifscGlobal": "PUNB0MBGB06",
            "ifscAlias": "PUNB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "3",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 134157,
            "name": "INDIA POST PAYMENTS BANK",
            "ifscGlobal": "IPOS0000001",
            "ifscAlias": "IPOS",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 134414,
            "name": "UTTAR BIHAR GRAMIN BANK",
            "ifscGlobal": "CBIN0R10001",
            "ifscAlias": "CBIN",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 3487,
            "name": "CENTRAL BANK OF INDIA",
            "ifscGlobal": "CBIN0281107",
            "ifscAlias": "CBIN",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE-INSTANT",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "ACTIVE-INSTANT",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 23061,
            "name": "INDIAN OVERSEAS BANK",
            "ifscGlobal": "IOBA0000002",
            "ifscAlias": "IOBA",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 38669,
            "name": "ANDHRA PRAGATHI GRAMEENA BANK",
            "ifscGlobal": "APGB0000001",
            "ifscAlias": "APGB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 44702,
            "name": "BANDHAN BANK",
            "ifscGlobal": "BDBL0001118",
            "ifscAlias": "BDBL",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 52599,
            "name": "CITY UNION BANK",
            "ifscGlobal": "CIUB0000001",
            "ifscAlias": "CIUB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 59983,
            "name": "DBS BANK",
            "ifscGlobal": "DBSS0IN0811",
            "ifscAlias": "DBSS",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE-INSTANT",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 62375,
            "name": "HSBC BANK",
            "ifscGlobal": "HSBC0400002",
            "ifscAlias": "HSBC",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
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        {
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        {
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        {
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            "name": "POORNAWADI NAGRIK SAHAKARI BANK",
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        {
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        {
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            "name": "LAKSHMI VILAS BANK",
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            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 37999,
            "name": "THE ANDHRA PRADESH STATE CO-OP BANK",
            "ifscGlobal": "APBL0000001",
            "ifscAlias": "APBL",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 39232,
            "name": "BASSEIN CATHOLIC BANK",
            "ifscGlobal": "BACB0000001",
            "ifscAlias": "BACB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 53130,
            "name": "CAPITAL SMALL FINANCE BANK",
            "ifscGlobal": "CLBL0000001",
            "ifscAlias": "CLBL",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 59496,
            "name": "SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OP BANK",
            "ifscGlobal": "CRUB0000001",
            "ifscAlias": "CRUB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "INACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 59543,
            "name": "CSB Bank",
            "ifscGlobal": "CSBK0000001",
            "ifscAlias": "CSBK",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "50",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "INACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },
        {
            "bankId": 60106,
            "name": "DHANLAXMI BANK",
            "ifscGlobal": "DLXB0000001",
            "ifscAlias": "DLXB",
            "rtgsEnabled": 1,
            "rtgsFailureRate": "0",
            "neftEnabled": 1,
            "neftFailureRate": "0",
            "impsEnabled": 1,
            "impsFailureRate": "0",
            "upiEnabled": 0,
            "upiFailureRate": "0",
            "visaDirectCredit": "ACTIVE",
            "visaDirectDebit": "ACTIVE",
            "mastercardSendCredit": "INACTIVE",
            "mastercardSendDebit": "INACTIVE",
            "creditCardUpi": 0,
            "creditCardImps": 0,
            "creditCardNeft": 1
        },

📘

Important Information for Credit Card Bill Payment

In the API response you will getting Credit Card Bill payment as ACTIVE,INACTIVE, ACTIVE-INSTANT and INACTIVE-WIP status of the Banks.

1- If visaDirectCredit/mastercardSendCreditit is active, it indicates that VISA or MASTERCARD credit card payments are live for the banks and will be settled according to the Bank TAT.

2- If visaDirectCredit/mastercardSendCredit shows ACTIVE-INSTANT, it indicates that the VISA or MASTERCARD credit card payment is live and will be settled instantly.

3- If visaDirectCredit/mastercardSendCredit is INACTIVE-WIP, it indicates that the VISA or MASTERCARD Credit Card payment is currently unavailable and will be activated soon.

📘

Important Information for Debit Card(Account Transfer) Payment

In the API response you will getting Debit Card payment i.e Transfer to account using Debit card number as ACTIVE,INACTIVE, ACTIVE-INSTANT and INACTIVE-WIP status of the Banks.

1- If visaDirectDebit/mastercardSendDebit it is active, it indicates that VISA or MASTERCARD Debit card payments are live for the banks and will be settled according to the Bank TAT.

2-If visaDirectDebit/mastercardSendDebit shows ACTIVE-INSTANT, it indicates that the VISA or MASTERCARD Debit card payment is live and will be settled instantly.

3- If visaDirectDebit/mastercardSendCredit is INACTIVE-WIP, it indicates that the VISA or MASTERCARD Debit Card payment is currently unavailable and will be activated soon.

📘

Please Note :

Call this API once an hour to sync the data in your application.

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