get https://api.instantpay.in/payments/payout/banks
Bank List API provides businesses with the ability to access an extensive and regularly updated database of banks and their unique identifiers. This API enables smooth interactions with financial institutions worldwide, offering unparalleled flexibility for managing payment systems. Whether you're a fintech platform, an enterprise, or a startup, integrating this API ensures seamless connectivity with banks globally.
Key Features and Benefits
- Extensive Bank Network
Access a wide range of banks, grouped by country, making it an excellent choice for businesses with international operations. - Effortless Integration
Built to integrate smoothly with existing systems and applications, the API reduces the technical work required during implementation. - Improved Payment Processes
Enhance your payment workflows with access to reliable bank data, ensuring a dependable experience for all stakeholders. - Regular Updates for Accuracy
The API provides up-to-date bank information. Businesses are encouraged to cache the data but refresh it daily to maintain accuracy.
Getting Started With Instantpay's Bank List API
To integrate the Bank List API:
- Refer to the detailed API documentation for setup guidance.
- Test your integration using the sandbox environment.
- Schedule daily updates to maintain the latest bank data.
Headers Parameter
| Name | Type | Description | Mandatory (M) , Optional (O) | Provided by INSTANTPAY (Y/N) |
|---|---|---|---|---|
| X-Ipay-Auth-Code | String | Auth Code - 1 (Fixed) | M | Y |
| X-Ipay-Client-Id | String | Unique Client ID | M | Y |
| X-Ipay-Client-Secret | String | Unique secret key | M | Y |
| X-Ipay-Endpoint-Ip | String | End Customer IP Address | M | N |
Sample Request
curl --location --request GET 'https://api.instantpay.in/payments/payout/banks' \
--header 'X-Ipay-Auth-Code: {{authCode}}' \
--header 'X-Ipay-Client-Id: {{clientId}}' \
--header 'X-Ipay-Client-Secret: {{clientSecret}}' \
--header 'X-Ipay-Endpoint-Ip: {{endPointIP}}'
GET payments/payout/banks HTTP/1.1
Host: api.instantpay.in
X-Ipay-Auth-Code: {{authCode}}
X-Ipay-Client-Id: {{clientId}}
X-Ipay-Client-Secret: {{clientSecret}}
X-Ipay-Endpoint-Ip: {{endPointIP}}
Sample Response
{
"statuscode": "TXN",
"actcode": null,
"status": "Banks fetched successfully",
"data": [
{
"bankId": 109005,
"name": "STATE BANK OF INDIA",
"ifscGlobal": "SBIN0000001",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134121,
"name": "PAYTM PAYMENTS BANK",
"ifscGlobal": "PYTM0123456",
"ifscAlias": "PYTM",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "7",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 15910,
"name": "ICICI Bank",
"ifscGlobal": "ICIC0000011",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE-WIP",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 1,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 64597,
"name": "IndusInd Bank",
"ifscGlobal": "INDB0000001",
"ifscAlias": "INDB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 130878,
"name": "Axis Bank",
"ifscGlobal": "UTIB0000248",
"ifscAlias": "UTIB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE-WIP",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 11263,
"name": "HDFC Bank",
"ifscGlobal": "HDFC0999999",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE-WIP",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 91606,
"name": "UNION BANK OF INDIA",
"ifscGlobal": "UBIN0550451",
"ifscAlias": "UBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 74984,
"name": "Punjab National Bank",
"ifscGlobal": "PUNB0244200",
"ifscAlias": "PUNB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 1,
"name": "AIRTEL PAYMENTS BANK",
"ifscGlobal": "AIRP0000001",
"ifscAlias": "AIRP",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "5",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 96035,
"name": "UCO BANK",
"ifscGlobal": "UCBA0000001",
"ifscAlias": "UCBA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "89",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30728,
"name": "FINO PAYMENTS BANK",
"ifscGlobal": "FINO0000001",
"ifscAlias": "FINO",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "8",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 39287,
"name": "BANK OF BARODA",
"ifscGlobal": "BARB0NEHRUP",
"ifscAlias": "BARB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 53201,
"name": "CANARA BANK",
"ifscGlobal": "CNRB0000002",
"ifscAlias": "CNRB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "1",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 47267,
"name": "BANK OF INDIA",
"ifscGlobal": "BKID0000150",
"ifscAlias": "BKID",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 20500,
"name": "INDIAN BANK",
"ifscGlobal": "IDIB000L003",
"ifscAlias": "IDIB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "20",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134222,
"name": "JIO PAYMENTS BANK",
"ifscGlobal": "JIOP0000001",
"ifscAlias": "JIOP",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30301,
"name": "ARYAVART BANK",
"ifscGlobal": "BKID0ARYAGB",
"ifscAlias": "BKID",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 0,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 64460,
"name": "IDFC FIRST Bank",
"ifscGlobal": "IDFB0010201",
"ifscAlias": "IDFB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 68286,
"name": "KERALA GRAMIN BANK",
"ifscGlobal": "KLGB0040101",
"ifscAlias": "KLGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 62431,
"name": "IDBI BANK",
"ifscGlobal": "IBKL0000039",
"ifscAlias": "IBKL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134125,
"name": "BARODA UP BANK",
"ifscGlobal": "BARB0BUPGBX",
"ifscAlias": "BARB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "4",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31197,
"name": "Kotak Mahindra Bank",
"ifscGlobal": "KKBK0RTGSMI",
"ifscAlias": "KKBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 134123,
"name": "BANGIYA GRAMIN VIKASH BANK",
"ifscGlobal": "PUNB0RRBBGB",
"ifscAlias": "PUNB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 0,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134126,
"name": "DAKSHIN BIHAR GRAMIN BANK",
"ifscGlobal": "PUNB0MBGB06",
"ifscAlias": "PUNB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "3",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134157,
"name": "INDIA POST PAYMENTS BANK",
"ifscGlobal": "IPOS0000001",
"ifscAlias": "IPOS",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134414,
"name": "UTTAR BIHAR GRAMIN BANK",
"ifscGlobal": "CBIN0R10001",
"ifscAlias": "CBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 3487,
"name": "CENTRAL BANK OF INDIA",
"ifscGlobal": "CBIN0281107",
"ifscAlias": "CBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE-INSTANT",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 23061,
"name": "INDIAN OVERSEAS BANK",
"ifscGlobal": "IOBA0000002",
"ifscAlias": "IOBA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 38669,
"name": "ANDHRA PRAGATHI GRAMEENA BANK",
"ifscGlobal": "APGB0000001",
"ifscAlias": "APGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 44702,
"name": "BANDHAN BANK",
"ifscGlobal": "BDBL0001118",
"ifscAlias": "BDBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 52599,
"name": "CITY UNION BANK",
"ifscGlobal": "CIUB0000001",
"ifscAlias": "CIUB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 59983,
"name": "DBS BANK",
"ifscGlobal": "DBSS0IN0811",
"ifscAlias": "DBSS",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 62375,
"name": "HSBC BANK",
"ifscGlobal": "HSBC0400002",
"ifscAlias": "HSBC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 134119,
"name": "Yes Bank",
"ifscGlobal": "YESB0000001",
"ifscAlias": "YESB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE-INSTANT",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
"creditCardImps": 1,
"creditCardNeft": 1
},
{
"bankId": 26523,
"name": "JAMMU AND KASHMIR BANK",
"ifscGlobal": "JAKA0AALLAH",
"ifscAlias": "JAKA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "ACTIVE-INSTANT",
"mastercardSendDebit": "ACTIVE-INSTANT",
"creditCardUpi": 0,
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{
"bankId": 30426,
"name": "BHILWARA URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CBHLUB",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30520,
"name": "CHHATTISGARH RAJYA GRAMIN BANK",
"ifscGlobal": "CRGB0000001",
"ifscAlias": "CRGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "67",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30760,
"name": "THE GUJARAT STATE CO-OP BANK",
"ifscGlobal": "GSCB0000001",
"ifscAlias": "GSCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 30866,
"name": "JANATA CO-OP BANK (MALEGAON)",
"ifscGlobal": "HDFC0CJBMLG",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31150,
"name": "KOKAN MERCANTILE CO-OP BANK",
"ifscGlobal": "KKBK0KMCB02",
"ifscAlias": "KKBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31276,
"name": "MADHYANCHAL GRAMIN BANK",
"ifscGlobal": "SBIN0RRMBGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31296,
"name": "PUNE CANTONMENT SAHAKARI BANK",
"ifscGlobal": "HDFC0CPCSBL",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31370,
"name": "MIZORAM RURAL BANK",
"ifscGlobal": "SBIN0RRMIGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31379,
"name": "SVC CO-OP BANK",
"ifscGlobal": "SVCB0000001",
"ifscAlias": "SVCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31609,
"name": "PRIYADARSHANI NAGARI SAHAKARI BANK",
"ifscGlobal": "KKBK0PNSB01",
"ifscAlias": "KKBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31648,
"name": "RAJAPUR URBAN CO-OP BANK",
"ifscGlobal": "ICIC00RUCBL",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31652,
"name": "RAJASTHAN MARUDHARA GRAMIN BANK",
"ifscGlobal": "RMGB0010001",
"ifscAlias": "RMGB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31677,
"name": "THE SABARKANTHA DISTRICT CENTRAL CO-OP BANK",
"ifscGlobal": "GSCB0SKB001",
"ifscAlias": "GSCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31788,
"name": "SAURASHTRA GRAMIN BANK",
"ifscGlobal": "SGBA0000100",
"ifscAlias": "SGBA",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31819,
"name": "SHARAD SAHAKARI BANK",
"ifscGlobal": "HDFC0CSHSBL",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31862,
"name": "THE BHAVNAGAR DISTRICT CO-OP BANK",
"ifscGlobal": "ICIC00BNDCB",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 31902,
"name": "SHRI ARIHANT CO-OP BANK",
"ifscGlobal": "ICIC00ARIHT",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32185,
"name": "STERLING URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CSTUCB",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32652,
"name": "THE EENADU CO-OP URBAN BANK",
"ifscGlobal": "HDFC0CEENAD",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32719,
"name": "THE GAYATRI CO-OPERATIVE URBAN BANK",
"ifscGlobal": "HDFC0CTGCUB",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32804,
"name": "THE HASTI CO-OP BANK",
"ifscGlobal": "HCBL0000101",
"ifscAlias": "HCBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 32968,
"name": "THE KANAKAMAHALAKSHMI CO-OP BANK",
"ifscGlobal": "IBKL0150KMC",
"ifscAlias": "IBKL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33088,
"name": "THE AHMEDABAD DISTRICT CO-OP BANK",
"ifscGlobal": "GSCB0ADC001",
"ifscAlias": "GSCB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33517,
"name": "SUVARNAYUG SAHAKARI BANK",
"ifscGlobal": "HDFC0CSUVRN",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33679,
"name": "THE VALLABH VIDYANAGAR COMMERCIAL CO-OP BANK",
"ifscGlobal": "HDFC0CVVCCB",
"ifscAlias": "HDFC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "10",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33945,
"name": "UTKAL GRAMEEN BANK",
"ifscGlobal": "SBIN0RRUKGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 33950,
"name": "UTTARAKHAND GRAMIN BANK",
"ifscGlobal": "SBIN0RRUTGB",
"ifscAlias": "SBIN",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 34013,
"name": "VIKAS SOUHARDA CO-OP BANK",
"ifscGlobal": "ICIC00VSCBL",
"ifscAlias": "ICIC",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "2",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 34326,
"name": "AKOLA JANATA COMMERCIAL CO-OP BANK",
"ifscGlobal": "AKJB0000001",
"ifscAlias": "AKJB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 37999,
"name": "THE ANDHRA PRADESH STATE CO-OP BANK",
"ifscGlobal": "APBL0000001",
"ifscAlias": "APBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 39232,
"name": "BASSEIN CATHOLIC BANK",
"ifscGlobal": "BACB0000001",
"ifscAlias": "BACB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 53130,
"name": "CAPITAL SMALL FINANCE BANK",
"ifscGlobal": "CLBL0000001",
"ifscAlias": "CLBL",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 59496,
"name": "SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO-OP BANK",
"ifscGlobal": "CRUB0000001",
"ifscAlias": "CRUB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "INACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 59543,
"name": "CSB Bank",
"ifscGlobal": "CSBK0000001",
"ifscAlias": "CSBK",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "50",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "INACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
{
"bankId": 60106,
"name": "DHANLAXMI BANK",
"ifscGlobal": "DLXB0000001",
"ifscAlias": "DLXB",
"rtgsEnabled": 1,
"rtgsFailureRate": "0",
"neftEnabled": 1,
"neftFailureRate": "0",
"impsEnabled": 1,
"impsFailureRate": "0",
"upiEnabled": 0,
"upiFailureRate": "0",
"visaDirectCredit": "ACTIVE",
"visaDirectDebit": "ACTIVE",
"mastercardSendCredit": "INACTIVE",
"mastercardSendDebit": "INACTIVE",
"creditCardUpi": 0,
"creditCardImps": 0,
"creditCardNeft": 1
},
Important Information for Credit Card Bill Payment
In the API response you will getting Credit Card Bill payment as ACTIVE,INACTIVE, ACTIVE-INSTANT and INACTIVE-WIP status of the Banks.
1- If visaDirectCredit/mastercardSendCreditit is active, it indicates that VISA or MASTERCARD credit card payments are live for the banks and will be settled according to the Bank TAT.
2- If visaDirectCredit/mastercardSendCredit shows ACTIVE-INSTANT, it indicates that the VISA or MASTERCARD credit card payment is live and will be settled instantly.
3- If visaDirectCredit/mastercardSendCredit is INACTIVE-WIP, it indicates that the VISA or MASTERCARD Credit Card payment is currently unavailable and will be activated soon.
Important Information for Debit Card(Account Transfer) Payment
In the API response you will getting Debit Card payment i.e Transfer to account using Debit card number as ACTIVE,INACTIVE, ACTIVE-INSTANT and INACTIVE-WIP status of the Banks.
1- If visaDirectDebit/mastercardSendDebit it is active, it indicates that VISA or MASTERCARD Debit card payments are live for the banks and will be settled according to the Bank TAT.
2-If visaDirectDebit/mastercardSendDebit shows ACTIVE-INSTANT, it indicates that the VISA or MASTERCARD Debit card payment is live and will be settled instantly.
3- If visaDirectDebit/mastercardSendCredit is INACTIVE-WIP, it indicates that the VISA or MASTERCARD Debit Card payment is currently unavailable and will be activated soon.
Please Note :
Call this API once an hour to sync the data in your application.