get https://api.instantpay.in/identity/verifyBankAccount/banks
The Bank List feature allows you to view and select from a comprehensive list of banks for performing transactions.
Whether you're adding a new beneficiary, transferring funds, or verifying details, this list ensures you can easily find the bank and corresponding information such as IFSC codes.
It simplifies the process of selecting the right bank, ensuring your transactions are routed correctly to the intended financial institution.
Headers Parameters
| Name | Type | Description | Mandatory (M) , Optional (O) | Provided by INSTANTPAY (Y/N) |
|---|---|---|---|---|
| X-Ipay-Auth-Code | String | Auth Code is 1 (Fixed) | M | Y |
| X-Ipay-Client-Id | String | Unique Client ID | M | Y |
| X-Ipay-Client-Secret | String | Unique secret key | M | Y |
| X-Ipay-Endpoint-Ip | String | End Customer IP Address | M | N |
Sample Request
curl --location 'https://api.instantpay.in/identity/verifyBankAccount/banks' \
--header 'Accept: application/json' \
--header 'Content-Type: application/json' \
--header 'X-Ipay-Auth-Code: {{authCode}}' \
--header 'X-Ipay-Client-Id: {{clientId}}' \
--header 'X-Ipay-Client-Secret: {{clientSecret}}' \
--header 'X-Ipay-Endpoint-Ip: {{endPointIP}}' \
GET /identity/verifyBankAccount/banks HTTP/1.1
Host: api.instantpay.in
Accept: application/json
Content-Type: application/json
X-Ipay-Auth-Code: 1
X-Ipay-Client-Id: YWY3OTAzYzNlM2ExZTJlOfh549Gzt+5IEcETrD5Yx+Q=
X-Ipay-Client-Secret: 679db35f926b8d0240a8c0d28729528ee8e6d5effa5fa0b20c04454004d2d825
X-Ipay-Endpoint-Ip: 100.1.1.2
Sample Response
{
"statuscode": "TXN",
"actcode": null,
"status": "Banks fetched successfully",
"data": [
{
"bankId": 109005,
"name": "STATE BANK OF INDIA",
"ifscGlobal": "SBIN0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 64597,
"name": "IndusInd Bank",
"ifscGlobal": "INDB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 130878,
"name": "Axis Bank",
"ifscGlobal": "UTIB0000248",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 11263,
"name": "HDFC Bank",
"ifscGlobal": "HDFC0999999",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 74984,
"name": "Punjab National Bank",
"ifscGlobal": "PUNB0244200",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 1,
"name": "AIRTEL PAYMENTS BANK",
"ifscGlobal": "AIRP0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 15910,
"name": "ICICI Bank",
"ifscGlobal": "ICIC0000011",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 91606,
"name": "UNION BANK OF INDIA",
"ifscGlobal": "UBIN0550451",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 47267,
"name": "BANK OF INDIA",
"ifscGlobal": "BKID0000150",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 53201,
"name": "CANARA BANK",
"ifscGlobal": "CNRB0000002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 64460,
"name": "IDFC FIRST Bank",
"ifscGlobal": "IDFB0010201",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 44702,
"name": "BANDHAN BANK",
"ifscGlobal": "BDBL0001118",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 39287,
"name": "BANK OF BARODA",
"ifscGlobal": "BARB0NEHRUP",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 20500,
"name": "INDIAN BANK",
"ifscGlobal": "IDIB000L003",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 96035,
"name": "UCO BANK",
"ifscGlobal": "UCBA0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 3487,
"name": "CENTRAL BANK OF INDIA",
"ifscGlobal": "CBIN0281107",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31197,
"name": "Kotak Mahindra Bank",
"ifscGlobal": "KKBK0RTGSMI",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134157,
"name": "INDIA POST PAYMENTS BANK",
"ifscGlobal": "IPOS0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 23061,
"name": "INDIAN OVERSEAS BANK",
"ifscGlobal": "IOBA0000002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 30728,
"name": "FINO PAYMENTS BANK",
"ifscGlobal": "FINO0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 62431,
"name": "IDBI BANK",
"ifscGlobal": "IBKL0000039",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 31609,
"name": "PRIYADARSHANI NAGARI SAHAKARI BANK",
"ifscGlobal": "KKBK0PNSB01",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 52599,
"name": "CITY UNION BANK",
"ifscGlobal": "CIUB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134132,
"name": "MANIPUR RURAL BANK",
"ifscGlobal": "PUNB0RRBMRB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134414,
"name": "UTTAR BIHAR GRAMIN BANK",
"ifscGlobal": "CBIN0R10001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31788,
"name": "SAURASHTRA GRAMIN BANK",
"ifscGlobal": "SGBA0000100",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134142,
"name": "TELANGANA GRAMEENA BANK",
"ifscGlobal": "SBIN0RRDCGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134609,
"name": "ZILA SAHAKARI BANK (GHAZIABAD)",
"ifscGlobal": "ZSBL0000001",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 26523,
"name": "JAMMU AND KASHMIR BANK",
"ifscGlobal": "JAKA0AALLAH",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 33945,
"name": "UTKAL GRAMEEN BANK",
"ifscGlobal": "SBIN0RRUKGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 60588,
"name": "FEDERAL BANK",
"ifscGlobal": "FDRL0000035",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134121,
"name": "PAYTM PAYMENTS BANK",
"ifscGlobal": "PYTM0123456",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134126,
"name": "DAKSHIN BIHAR GRAMIN BANK",
"ifscGlobal": "PUNB0MBGB06",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134127,
"name": "CHAITANYA GODAVARI GRAMEENA BANK",
"ifscGlobal": "UBIN0CG7999",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134152,
"name": "UJJIVAN SMALL FINANCE BANK",
"ifscGlobal": "UJVN0099999",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134155,
"name": "AU Small Finance Bank",
"ifscGlobal": "AUBL0002011",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134156,
"name": "UTKARSH SMALL FINANCE BANK",
"ifscGlobal": "UTKS0000002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134166,
"name": "THE SURAT PEOPLES CO-OP BANK",
"ifscGlobal": "SPCB0251001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134222,
"name": "JIO PAYMENTS BANK",
"ifscGlobal": "JIOP0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134506,
"name": "THE NEW URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CNUCBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134550,
"name": "PRATHAMA UP GRAMIN BANK",
"ifscGlobal": "PUNB0SUPGB5",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 29892,
"name": "BANASKANTHA DISTRICT CENTRAL CO-OP BANK",
"ifscGlobal": "GSCB0BKD001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 30301,
"name": "ARYAVART BANK",
"ifscGlobal": "BKID0ARYAGB",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 30726,
"name": "ETAWAH DISTRICT CO-OP BANK",
"ifscGlobal": "ICIC00ETAWH",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 30760,
"name": "THE GUJARAT STATE CO-OP BANK",
"ifscGlobal": "GSCB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31379,
"name": "SVC CO-OP BANK",
"ifscGlobal": "SVCB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 32719,
"name": "THE GAYATRI CO-OPERATIVE URBAN BANK",
"ifscGlobal": "HDFC0CTGCUB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 62375,
"name": "HSBC BANK",
"ifscGlobal": "HSBC0400002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 66009,
"name": "KARNATAKA BANK",
"ifscGlobal": "KARB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 69038,
"name": "KARUR VYSYA BANK",
"ifscGlobal": "KVBL0001254",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 69808,
"name": "KARNATAKA VIKAS GRAMEENA BANK",
"ifscGlobal": "KVGB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 70437,
"name": "MAHARASHTRA GRAMEEN BANK",
"ifscGlobal": "MAHG0004000",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 82074,
"name": "RBL BANK",
"ifscGlobal": "RATN0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 130362,
"name": "TAMILNAD MERCANTILE BANK",
"ifscGlobal": "TMBL0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134119,
"name": "Yes Bank",
"ifscGlobal": "YESB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134125,
"name": "BARODA UP BANK",
"ifscGlobal": "BARB0BUPGBX",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134133,
"name": "MADHYA PRADESH GRAMEEN BANK",
"ifscGlobal": "BKID0NAMRGB",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134143,
"name": "TRIPURA GRAMIN BANK",
"ifscGlobal": "PUNB0RRBTGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134147,
"name": "PASCHIM BANGA GRAMIN BANK",
"ifscGlobal": "UCBA0RRBPBG",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134154,
"name": "SURYODAY SMALL FINANCE BANK",
"ifscGlobal": "SURY0HE0001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134236,
"name": "DEUSTCHE BANK",
"ifscGlobal": "DEUT0000PBC",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134238,
"name": "JANA SMALL FINANCE BANK",
"ifscGlobal": "JSFB0CPC002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134258,
"name": "BHAGINI NIVEDITA SAHAKARI BANK",
"ifscGlobal": "HDFC0CBNBNK",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134308,
"name": "RAJKOT PEOPLES CO-OP BANK",
"ifscGlobal": "IBKL01642RP",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134319,
"name": "SHREE KADI NAGARIK SAHAKARI BANK",
"ifscGlobal": "YESB0KNB006",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134387,
"name": "VALSAD DISTRICT CENTRAL CO-OP BANK",
"ifscGlobal": "GSCB0VDC001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134424,
"name": "NSDL PAYMENTS BANK",
"ifscGlobal": "NSPB0000002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134601,
"name": "DHARMAPURI CENTRAL CO-OP BANK",
"ifscGlobal": "TNSC0010100",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 3252,
"name": "APNA SAHAKARI BANK",
"ifscGlobal": "ASBL0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 3386,
"name": "BHARAT CO-OP BANK (MUMBAI)",
"ifscGlobal": "BCBM0000002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 10998,
"name": "POORNAWADI NAGRIK SAHAKARI BANK",
"ifscGlobal": "HDFC0CPNSBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 11003,
"name": "DCB BANK",
"ifscGlobal": "DCBL0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 27476,
"name": "LAKSHMI VILAS BANK",
"ifscGlobal": "LAVB0000999",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 27970,
"name": "BANK OF MAHARASHTRA",
"ifscGlobal": "MAHB0000978",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 29981,
"name": "ABHINANDAN URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CMAN01",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 30014,
"name": "AHMEDNAGAR MERCHANTS CO-OP BANK",
"ifscGlobal": "HDFC0CMBANK",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 30065,
"name": "AKHAND ANAND CO-OP BANK",
"ifscGlobal": "HDFC0CAACOB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 30273,
"name": "ANDHRA PRADESH GRAMEENA VIKAS BANK",
"ifscGlobal": "APGV0001101",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 30293,
"name": "ARUNACHAL PRADESH RURAL BANK",
"ifscGlobal": "SBIN0RRARGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 30426,
"name": "BHILWARA URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CBHLUB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 30520,
"name": "CHHATTISGARH RAJYA GRAMIN BANK",
"ifscGlobal": "CRGB0000001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 30641,
"name": "DAPOLI URBAN CO-OP BANK",
"ifscGlobal": "IBKL0116DPC",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 30722,
"name": "ELLAQUAI DEHATI BANK",
"ifscGlobal": "SBIN0RRELGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 30843,
"name": "JALNA MERCHANTS CO-OP BANK",
"ifscGlobal": "HDFC0CJMCBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 30866,
"name": "JANATA CO-OP BANK (MALEGAON)",
"ifscGlobal": "HDFC0CJBMLG",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 31083,
"name": "SUCO SOUHARDA SAHAKARI BANK",
"ifscGlobal": "HDFC0CSUCOB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 31150,
"name": "KOKAN MERCANTILE CO-OP BANK",
"ifscGlobal": "KKBK0KMCB02",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31276,
"name": "MADHYANCHAL GRAMIN BANK",
"ifscGlobal": "SBIN0RRMBGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31296,
"name": "PUNE CANTONMENT SAHAKARI BANK",
"ifscGlobal": "HDFC0CPCSBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 31362,
"name": "MEGHALAYA RURAL BANK",
"ifscGlobal": "SBIN0RRMEGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31370,
"name": "MIZORAM RURAL BANK",
"ifscGlobal": "SBIN0RRMIGB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31648,
"name": "RAJAPUR URBAN CO-OP BANK",
"ifscGlobal": "ICIC00RUCBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 31652,
"name": "RAJASTHAN MARUDHARA GRAMIN BANK",
"ifscGlobal": "RMGB0010001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31677,
"name": "THE SABARKANTHA DISTRICT CENTRAL CO-OP BANK",
"ifscGlobal": "GSCB0SKB001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 31819,
"name": "SHARAD SAHAKARI BANK",
"ifscGlobal": "HDFC0CSHSBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 31862,
"name": "THE BHAVNAGAR DISTRICT CO-OP BANK",
"ifscGlobal": "ICIC00BNDCB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 31902,
"name": "SHRI ARIHANT CO-OP BANK",
"ifscGlobal": "ICIC00ARIHT",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 32185,
"name": "STERLING URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CSTUCB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 32652,
"name": "THE EENADU CO-OP URBAN BANK",
"ifscGlobal": "HDFC0CEENAD",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 32804,
"name": "THE HASTI CO-OP BANK",
"ifscGlobal": "HCBL0000101",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 32932,
"name": "THE GANDEVI PEOPLES CO-OP BANK",
"ifscGlobal": "IBKL0068GP1",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 32968,
"name": "THE KANAKAMAHALAKSHMI CO-OP BANK",
"ifscGlobal": "IBKL0150KMC",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 33088,
"name": "THE AHMEDABAD DISTRICT CO-OP BANK",
"ifscGlobal": "GSCB0ADC001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 33517,
"name": "SUVARNAYUG SAHAKARI BANK",
"ifscGlobal": "HDFC0CSUVRN",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 33679,
"name": "THE VALLABH VIDYANAGAR COMMERCIAL CO-OP BANK",
"ifscGlobal": "HDFC0CVVCCB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 33950,
"name": "UTTARAKHAND GRAMIN BANK",
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{
"bankId": 134681,
"name": "INDORE CLOTH MARKET CO-OP BANK",
"ifscGlobal": "YESB0ICMB02",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134683,
"name": "SRIRAMANAGAR PATTANA SAHAKARA BANK",
"ifscGlobal": "IBKL01543SR",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134684,
"name": "NANDANI SAHAKARI BANK",
"ifscGlobal": "HDFC0CNSBLN",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134685,
"name": "THE IDAR NAGARIK SAHAKARI BANK",
"ifscGlobal": "GSCB0UIDARB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134687,
"name": "JOGINDRA CENTRAL CO-OP BANK",
"ifscGlobal": "YESB0JCCB01",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134688,
"name": "ABASAHEB PATIL RENDAL SAHAKARI BANK",
"ifscGlobal": "IBKL0116RSB",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134690,
"name": "KOILKUNTLA CO-OP BANK",
"ifscGlobal": "INDB0KCBL01",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134691,
"name": "THE KOPARGAON PEOPLES CO-OP BANK",
"ifscGlobal": "SVCB0035002",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134692,
"name": "WARANGAL URBAN CO-OP BANK",
"ifscGlobal": "YESB0WUCB02",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134693,
"name": "SHREE MAHESH CO-OP BANK (NASHIK)",
"ifscGlobal": "YESB0SMBLHO",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134694,
"name": "RAJADHANI CO-OP URBAN BANK",
"ifscGlobal": "KKBK0RCUB01",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134695,
"name": "RESERVE BANK EMPLOYEES CO-OP BANK",
"ifscGlobal": "INDB0RBECBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134696,
"name": "GODAVARI URBAN CO-OP BANK (NASHIK)",
"ifscGlobal": "HDFC0CGCB01",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134697,
"name": "DHULE VIKAS SAHAKARI BANK",
"ifscGlobal": "ICIC00DVSBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134698,
"name": "CONTAI CO-OP BANK",
"ifscGlobal": "ICIC00CCBLT",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134699,
"name": "ARIHANT URBAN CO-OP BANK",
"ifscGlobal": "HDFC0CACOBL",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134700,
"name": "THE KHAMMAM DISTRICT CO-OP CENTRAL BANK",
"ifscGlobal": "TSAB0022001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134701,
"name": "THE KAPURTHALA CENTRAL CO-OP BANK",
"ifscGlobal": "UTIB0SKPT01",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134702,
"name": "ZILA SAHKARI BANK (MUZAFFARNAGAR)",
"ifscGlobal": "UPCB00MUZAF",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134703,
"name": "SHIVALIK SMALL FINANCE BANK",
"ifscGlobal": "SMCB0001001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134705,
"name": "APPASAHEB BIRNALE SAHAKARI BANK",
"ifscGlobal": "SVCB0055003",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 1
},
{
"bankId": 134707,
"name": "NALGONDA DISTRICT CO-OP CENTRAL BANK",
"ifscGlobal": "TSAB0023001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134708,
"name": "THE KHORDHA CENTRAL CO-OP BANK",
"ifscGlobal": "ORCB0KHU001",
"impsEnabled": 1,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134711,
"name": "THE BHAGALPUR CENTRAL CO-OP BANK",
"ifscGlobal": "IBKL0721BCC",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134712,
"name": "THE NAGAR SAHAKARI BANK (MAHARAJGANJ)",
"ifscGlobal": "YESB0NSB013",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 0
},
{
"bankId": 134713,
"name": "SONBHADRA NAGAR SAHKARI BANK",
"ifscGlobal": "HDFC0CSNSBL",
"impsEnabled": 0,
"upiEnabled": 0,
"impsPennyLess": 1
}
],
"timestamp": "2024-09-09 09:46:59",
"ipay_uuid": "h0009cf733eb-649c-4762-bd8a-a32810afbb7e-kIZYbHrlTbZg",
"orderid": null,
"environment": "LIVE"
}
Penny drop refers to the process of validating a bank account by crediting ₹1, while penny less means validating a bank account without crediting ₹1.
impsEnabled will be either 0 or 1. If it's 0, you cannot initiate a penny drop since the bank does not have IMPS enabled. If it's 1, you can proceed with the penny drop.
impsPennyLess will be either 0 or 1. If it's 0, you cannot initiate a penny less transaction, but if it's 1, you can proceed with penny less transactions.