Header Parameters

Name	Type	Description	Mandatory (M) , Optional (O)	Provided by INSTANTPAY (Y/N)
X-Ipay-Auth-Code	String	Auth Code -1 (Fixed)	M	Y
X-Ipay-Client-Id	String	Unique Client ID	M	Y
X-Ipay-Client-Secret	String	Unique secret key	M	Y
X-Ipay-Endpoint-Ip	String	End Customer IP Address	M	N

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Request Parameters for Wallets

Parameter Name	Type	Requirement	Description
payer	Array	Mandatory	payer details
payer.bankProfileId	String	Mandatory	It will be 0
payer.accountNumber	String	Mandatory	Mobile Number Registered with Instantpay
payee	Array	Mandatory	payee details
payee.name	String	Mandatory	Account Holder Name
payee.accountNumber	String	Mandatory	Wallet Registered Mobile Number
payee.bankIfsc	String	Optional	No input required
transferMode	String	Mandatory	Modes can be PAYTM or AMAZON
transferAmount	String	Mandatory	Amount to be transferred
externalRef	String	Mandatory	Your unique transaction Id
latitude	String	Mandatory	End Customer Latitude.
longitude	String	Mandatory	End Customer Longitude.
Remarks	String	Optional	Payment Remarks
alertEmail	String	Optional	Email of the end user. If passing the email, then Instantpay will send the email notification
purpose	String	Optional	Purpose of transaction : SALARY REIMBURSEMENT BONUS INCENTIVE CUSTOMER_REFUND OTHERS

Sample Request for Wallets

curl --location --request POST 'https://api.instantpay.in/payments/payout' \
--header 'X-Ipay-Auth-Code: {{authCode}}' \
--header 'X-Ipay-Client-Id: {{clientId}}' \
--header 'X-Ipay-Client-Secret: {{clientSecret}}' \
--header 'X-Ipay-Endpoint-Ip: {{endPointIP}}' \
--header 'Content-Type: application/json' \
--data-raw '{
    "payer": {
        "bankProfileId": "0",
        "accountNumber": "7428585742"
    },
    "payee": {
        "name": "Instantpay India Ltd",
        "accountNumber": "7428585742",
        "bankIfsc": ""
    },
    "transferMode": "AMAZON",
    "transferAmount": "5.00",
    "externalRef": "IMPS1",
    "latitude": "20.1226",
    "longitude": "78.1228",
    "remarks": "Wallet Transfer",
    "alertEmail": "",
    "purpose": ""
}'

POST /payments/payout HTTP/1.1
Host: api.instantpay.in
X-Ipay-Auth-Code: {{authCode}}
X-Ipay-Client-Id: {{clientId}}
X-Ipay-Client-Secret: {{clientSecret}}
X-Ipay-Endpoint-Ip: {{endPointIP}}
Content-Type: application/json
{
    "payer": {
        "bankProfileId": "0",
        "accountNumber": "7428585742"
    },
    "payee": {
        "name": "Instantpay India Ltd",
        "accountNumber": "7428585742",
        "bankIfsc": ""
    },
    "transferMode": "AMAZON",
    "transferAmount": "5.00",
    "externalRef": "IMPS1",
    "latitude": "20.1226",
    "longitude": "78.1228",
    "remarks": "Wallet Transfer",
    "alertEmail": "",
    "purpose": ""
}

Response Parameters for Wallets

Name	Type	Description
statuscode	String	InstantPay Status Code
actcode	String	Action Code
status	String	Status message
data	Array	Response Data (If Present)
timestamp	String	Response time (YYYY-MM-DD HH:II:SS)
ipay_uuid	String	Request reference number
orderid	String	Transaction Id ( If transaction otherwise it is null )
environment	String	Live/Sandbox
internalCode	String	It will be null

Sample Response for Wallets

{
    "statuscode": "TXN",
    "actcode": null,
    "status": "Transaction Successful",
    "data": {
        "externalRef": "IMPS1",
        "poolReferenceId": "1231214070644TLWAP",
        "txnValue": "1000",
        "txnReferenceId": "1323896541",
        "pool": {
            "account": "7428585742",
            "openingBal": "5.17",
            "mode": "DR",
            "amount": "3.46",
            "closingBal": "1.71"
        },
        "payer": {
            "account": "7428585742",
            "name": "Sample Name"
        },
        "payee": {
            "account": "7428585742",
            "name": "Instantpay India Ltd"
        }
    },
    "timestamp": "2021-11-12 16:56:50",
    "ipay_uuid": "h00695deb945-3def-42ba-8857-2ff7bac93fe6",
    "orderid": "1211112165649WFTYK",
    "environment": "LIVE",
}

❗️
Note :
1 - Latitude and Longitude must be represented in degrees with 4 digits after decimal.
2- externalRef must be unique and in alpha numeric characters.
3- Remarks should be in alphabet and it can be of maximum 20 characters.
4- Purpose are Case Sensitive.
5- Consider the Transaction as Pending when you get No Response or Timeout Response and then check the status of the transactions through Transaction Status API.