post https://api.instantpay.in/payments/payout
Initiate payouts to your Customers, Vendors, and Employees directly from your Bank account through UPI VPA
Header Parameters
| Name | Type | Description | Mandatory (M) , Optional (O) | Provided by INSTANTPAY (Y/N) |
|---|---|---|---|---|
| X-Ipay-Auth-Code | String | Auth Code -1 (Fixed) | M | Y |
| X-Ipay-Client-Id | String | Unique Client ID | M | Y |
| X-Ipay-Client-Secret | String | Unique secret key | M | Y |
| X-Ipay-Endpoint-Ip | String | End Customer IP Address | M | N |
Request Parameters
| Parameter Name | Type | Requirement | Description |
|---|---|---|---|
| payer | Array | Mandatory | Payer details |
| payer.bankProfileId | String | Mandatory | Unique Bank Profile Id |
| payer.accountNumber | String | Mandatory | Instantpay registered mobile number |
| payee | Array | Mandatory | Payee details |
| payee.name | String | Mandatory | Account Holder Name |
| payee.accountNumber | String | Mandatory | Account Number of End User |
| payee.bankIfsc | String | Optional | IFS Code |
| transfer | Array | Mandatory | Transfer details |
| transferMode | String | Mandatory | Mode Will Be UPI |
| transferAmount | String | Mandatory | Amount to be transferred |
| externalRef | String | Mandatory | Your unique transaction Id |
| latitude | String | Mandatory | End User Latitude. |
| longitude | String | Mandatory | End User Longitude. |
| Remarks | String | Optional | Payment Remarks |
| alertEmail | String | Optional | Email Id of end User. If passing the email then Instantpay will send the email notification. |
| purpose | String | Optional | Purpose of transaction : SALARY REIMBURSEMENT BONUS INCENTIVE CUSTOMER_REFUND OTHERS |
Sample Request
curl --location --request POST 'https://api.instantpay.in/payments/payout' \
--header 'X-Ipay-Auth-Code: {{authCode}}' \
--header 'X-Ipay-Client-Id: {{clientId}}' \
--header 'X-Ipay-Client-Secret: {{clientSecret}}' \
--header 'X-Ipay-Endpoint-Ip: {{endPointIP}}' \
--header 'Content-Type: application/json' \
--data-raw '{
"payer": {
"bankProfileId": "0",
"accountNumber": "9999999999"
},
"payee": {
"name": "Ah***ab",
"accountNumber": "ipay.3XXX3@abc",
"bankIfsc": ""
},
"transferMode": "UPI",
"transferAmount": "5.00",
"externalRef": "IMPS1",
"latitude": "20.**26",
"longitude": "78.**28",
"remarks": "UPI",
"alertEmail": "s*******[email protected]",
"purpose": "REIMBURSEMENT"
}'
POST /payments/payout HTTP/1.1
Host: api.instantpay.in
X-Ipay-Auth-Code: {{authCode}}
X-Ipay-Client-Id: {{clientId}}
X-Ipay-Client-Secret: {{clientSecret}}
X-Ipay-Endpoint-Ip: {{endPointIP}}
Content-Type: application/json
{
"payer" : {
"bankProfileId" : "0",
"accountNumber" : "9999999999"
},
"payee" : {
"name" : "Ah***ab",
"accountNumber" : "ipay.3XXX3@abc",
"bankIfsc" : ""
},
"transferMode" : "UPI",
"transferAmount" : "5.00",
"externalRef" : "IMPS1",
"latitude" : "20.**26",
"longitude" : "78.**28",
"remarks" : "UPI",
"alertEmail" : "s*******[email protected]",
"purpose": "REIMBURSEMENT"
}
Response Parameters
| Parameter Name | Type | Description |
|---|---|---|
| statuscode | String | InstantPay Status Code |
| actcode | String | Action Code |
| status | String | Status message |
| data | Array | Response Data (If Present) |
| timestamp | String | Response time (YYYY-MM-DD HH:II:SS) |
| ipay_uuid | String | Request reference number |
| orderid | String | Transaction Id ( If transaction otherwise it is null ) |
| environment | String | Live/Sandbox |
| internalCode | String | It will be null |
Sample Response
{
"statuscode": "TXN",
"actcode": null,
"status": "Transaction Successful",
"data": {
"externalRef": "IMPS1",
"poolReferenceId": "12**************YK",
"txnValue": "1000",
"txnReferenceId": "13********41",
"pool": {
"account": "98******07",
"openingBal": "5.17",
"mode": "DR",
"amount": "3.46",
"closingBal": "1.71"
},
"payer": {
"account": "98******07",
"name": "Sample Store"
},
"payee": {
"account": "ipay.23XXX@bank",
"name": "Mr MD SH*** **LI"
}
},
"timestamp": "2021-11-12 16:56:50",
"ipay_uuid": "h00695deb945-3def-42ba-8857-2ff7bac93fe6",
"orderid": "1211112165649WFTYK",
"environment": "LIVE",
"internalCode": null
}
Note :
1 - Latitude and Longitude must be represented in degrees with 4 digits after decimal.
2- externalRef must be unique and in alpha numeric characters.
3- Remarks should be in alphabet and it can be of maximum 20 characters.
4- Purpose are Case Sensitive.
5- Consider the Transaction as Pending when you get No Response or Timeout Response and then check the status of the transactions through Transaction Status API.
Info :
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