post
https://api.instantpay.in/identity/verifyPanPlusV3
PAN Verification Plus V3 API provides key personal details linked to a PAN, including the individual's name, date of birth, and father's name, ensuring accurate identity verification.
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Header Parameters
| Name | Type | Description | Mandatory (M) , Optional (O) | Provided by INSTANTPAY (Y/N) |
|---|---|---|---|---|
| X-Ipay-Auth-Code | String | Auth Code -1 (Fixed) | M | Y |
| X-Ipay-Client-Id | String | Unique Client ID | M | Y |
| X-Ipay-Client-Secret | String | Unique secret key | M | Y |
| X-Ipay-Endpoint-Ip | String | End Customer IP Address | M | N |
Request Parameters
Following are the parameters to be sent in the request body:
| Parameters | Type | Mandatory (M) , Optional (O) | Description |
|---|---|---|---|
| pan | String | M | PAN number of End User |
| latitude | String | M | End customer Latitude. |
| longitude | String | M | End Customer Longitude. |
| externalRef | String | M | Your Unique Transaction id |
Sample Request
curl --location --request POST 'https://api.instantpay.in/identity/verifyPanPlusV3' \
--header 'X-Ipay-Auth-Code: {{authCode}}' \
--header 'X-Ipay-Client-Id: {{clientId}}' \
--header 'X-Ipay-Client-Secret: {{clientSecret}}' \
--header 'X-Ipay-Endpoint-Ip: {{endPointIP}}' \
--header 'Content-Type: application/json' \
--data-raw '
{
"pan": "AAOCS6XXXX",
"externalRef": "12345",
"latitude": "23.0000",
"longitude": "45.0000"
}POST /identity/verifyPanPlusV3 HTTP/1.1
Host: api.instantpay.in
X-Ipay-Auth-Code: {{authCode}}
X-Ipay-Client-Id: {{clientId}}
X-Ipay-Client-Secret: {{clientSecret}}
X-Ipay-Endpoint-Ip: {{endPointIP}}
Content-Type: application/json
{
"pan": "AAOCS6028B",
"externalRef": "12345",
"latitude": "23.0000",
"longitude": "45.0000"
}Response Parameters
| Name | Type | Description |
|---|---|---|
| statuscode | string | InstantPay Status Code |
| actcode | string | Action Code |
| status | string | Status message |
| data | array | Response Data (If Present) |
| timestamp | string | Current time (YYYY-MM-DD HH:II:SS) |
| ipay_uuid | string | Request reference number |
| orderid | string | Transaction Id ( If transaction otherwise it is null ) |
| environment | string | Live |
Sample Response
{
"statuscode": "TXN",
"actcode": null,
"status": "Transaction Successful",
"data": {
"externalRef": "1776937391",
"poolReferenceId": "1260423094311NWTCF",
"txnReferenceId": "019db9b8-d52c-8aaf-abaf-95f748d34471",
"pool": {
"account": "7505684294",
"openingBal": "595.18",
"mode": "DR",
"amount": "2.36",
"closingBal": "592.82"
},
"panPlusDataV3": {
"panNumber": "ABCDE1234F",
"userFullName": "Pan Holder Name",
"firstName": "Pan",
"middleName": "Holder",
"lastName": "Name",
"fatherName": "Father Name",
"userDob": "25-12-XXXX"
}
},
"timestamp": "2026-04-23 15:13:12",
"ipay_uuid": "h000a19c8c32-7562-4892-90fc-b9c7cd553404-d1XpLkAWVYAj",
"orderid": "1260423094311NWTCF",
"environment": "SANDBOX",
"internalCode": "Transaction Successful"
}